Sea Born FX21 Bay LT keeps an estimated 64% of its value after 5 years — #3272 of 5915 boats VINdown tracks. See its full depreciation curve, cost per day, and best model year to buy.
Per VINdown's modeling, the Sea Born FX21 Bay LT retains an estimated 64% of its value after five years, ranking #3272 of 5915 boats we track. That trails the 66% five-year average for Bowrider in its class by 2 points, so it depreciates faster than most rivals.
Most of the loss lands early: the Sea Born FX21 Bay LT sheds about 26% of its value in year one alone. From roughly $61,206 it falls to around $39,477 by year five — a five-year loss near $21,729, about $11.91 a day in depreciation.
Because the steepest drop hits around year 1, a lightly-used Sea Born FX21 Bay LT bought at 1 year old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated about 64% of its value after five years — worse than most among the 5915 boats VINdown tracks (ranked #3272).
From about $61,206 it drops to roughly $39,477 after five years — a loss near $21,729 (64% retained).
Around 1 year old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.
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