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Tracker Z20 DC keeps an estimated 77% of its value after 5 years — #570 of 5780 boats VINdown tracks. See the full curve and the best year to buy.
Per VINdown's modeling, the Tracker Z20 DC retains an estimated 77% of its value after five years, ranking #570 of 5780 boats we track. That is 7 points above the 70% five-year average for Fishing in its class, so it holds value better than most rivals.
Most of the loss lands early: the Tracker Z20 DC sheds about 11% of its value in year one alone. From roughly $70,145 it falls to around $54,011 by year five — a five-year loss near $16,134, about $8.84 a day in depreciation.
Because the steepest drop hits around year 2, a lightly-used Tracker Z20 DC bought at 2 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 77% of its value after five years — better than most among the 5780 boats VINdown tracks (ranked #570).
From about $70,145 when new it drops to roughly $54,011 after five years — a loss near $16,134 (77% of its value retained).
Around 2 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.