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Volvo S60 Cross Country keeps an estimated 61% of its original MSRP after 5 years — #189 of 530 cars VINdown tracks. See the full depreciation curve.
Per VINdown's modeling, the Volvo S60 Cross Country retains an estimated 61% of its original MSRP after five years, ranking #189 of 530 cars we track. That is 8 points above the 54% five-year average for Luxury in its class, so it holds value better than most rivals.
The loss does not land all at once here: the Volvo S60 Cross Country sheds about 8% in year one and keeps going at much the same rate. From roughly $44,350 it falls to around $27,230 by year five — a five-year loss near $17,120, about $9.38 a day in depreciation.
There is no single sweet spot on the Volvo S60 Cross Country: it gives up a similar share of its value every year rather than falling off a cliff, so how long you keep it matters more than what age you buy it at. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 61% of its original MSRP after five years — better than most among the 530 cars VINdown tracks (ranked #189).
From about $44,350 when new it drops to roughly $27,230 after five years — a loss near $17,120 (61% of its original MSRP retained).
There is no sweet spot to wait for on this one — it sheds a similar share of its value every year for the first five rather than dropping sharply and then levelling off, so the age that suits you depends on how long you plan to keep it. Age 3 is where the single steepest year falls.