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Volvo XC40 keeps an estimated 56% of its original MSRP after 5 years — #405 of 684 cars VINdown tracks. See its full depreciation curve, cost per day, and best model year to buy.
Per VINdown's modeling, the Volvo XC40 retains an estimated 56% of its original MSRP after five years, ranking #405 of 684 cars we track. That is roughly in line with the 55% five-year average for Luxury in its class.
Most of the loss lands early: the Volvo XC40 sheds about 12% of its original MSRP in year one alone. From roughly $39,900 it falls to around $22,184 by year five — a five-year loss near $17,716, about $9.71 a day in depreciation.
Because the steepest drop hits around year 2, a lightly-used Volvo XC40 bought at 2 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated about 56% of its original MSRP after five years — worse than most among the 684 cars VINdown tracks (ranked #405).
From about $39,900 it drops to roughly $22,184 after five years — a loss near $17,716 (56% retained).
Around 2 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.