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Yamaha 195 S keeps an estimated 79% of its value after 5 years — #318 of 5780 boats VINdown tracks. See the full curve and the best year to buy.
Per VINdown's modeling, the Yamaha 195 S retains an estimated 79% of its value after five years, ranking #318 of 5780 boats we track. That is 13 points above the 66% five-year average for Bowrider in its class, so it holds value better than most rivals.
Most of the loss lands early: the Yamaha 195 S sheds about 3% of its value in year one alone. From roughly $48,024 it falls to around $41,882 by year five — a five-year loss near $6,142, about $3.37 a day in depreciation.
Because the steepest drop hits around year 3, a lightly-used Yamaha 195 S bought at 3 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 79% of its value after five years — better than most among the 5780 boats VINdown tracks (ranked #318).
From about $48,024 when new it drops to roughly $41,882 after five years — a loss near $6,142 (79% of its value retained).
Around 3 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.