Chaparral 28 Surf vs Monterey 298 SS Axius: 5-year value retention (62% vs 62%), resale value, and cost of ownership head-to-head. Chaparral 28 Surf holds its value better.
On five-year value retention the Chaparral 28 Surf comes out ahead, holding about 62% of its value versus 62% for the Monterey 298 SS Axius. Over the first five years the Chaparral 28 Surf loses roughly $106,617 while the Monterey 298 SS Axius loses about $98,848 — a gap near $-7769.
First-year drop is the biggest factor: the Chaparral 28 Surf sheds about 29% in year one versus 32% for the Monterey 298 SS Axius. If you buy used, the steeper early drop is what the original owner absorbs.
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