Cobalt 25SC vs Yamaha VX Cruiser HO: 5-year value retention (75% vs 74%), resale value, and cost of ownership head-to-head. Cobalt 25SC holds its value better.
On five-year value retention the Cobalt 25SC comes out ahead, holding about 75% of its value versus 74% for the Yamaha VX Cruiser HO. Over the first five years the Cobalt 25SC loses roughly $34,190 while the Yamaha VX Cruiser HO loses about $3,889 — a gap near $-30301.
First-year drop is the biggest factor: the Cobalt 25SC sheds about 6% in year one versus 15% for the Yamaha VX Cruiser HO. If you buy used, the steeper early drop is what the original owner absorbs.
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