Chaparral 28 Surf vs Cobalt R30: 5-year value retention (62% vs 62%), resale value, and cost of ownership head-to-head. Cobalt R30 holds its value better.
On five-year value retention the Cobalt R30 comes out ahead, holding about 62% of its value versus 62% for the Chaparral 28 Surf. Over the first five years the Cobalt R30 loses roughly $137,992 while the Chaparral 28 Surf loses about $106,617 — a gap near $-31375.
First-year drop is the biggest factor: the Cobalt R30 sheds about 18% in year one versus 29% for the Chaparral 28 Surf. If you buy used, the steeper early drop is what the original owner absorbs.
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