Four Winns HD8 Surf LX Package vs Monterey 328 SS: 5-year value retention (58% vs 58%), resale value, and cost of ownership head-to-head. Four Winns HD8 Surf LX Package holds its value better.
On five-year value retention the Four Winns HD8 Surf LX Package comes out ahead, holding about 58% of its value versus 58% for the Monterey 328 SS. Over the first five years the Four Winns HD8 Surf LX Package loses roughly $63,628 while the Monterey 328 SS loses about $90,743 — a gap near $27,115.
First-year drop is the biggest factor: the Four Winns HD8 Surf LX Package sheds about 33% in year one versus 8% for the Monterey 328 SS. If you buy used, the steeper early drop is what the original owner absorbs.
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