Heartland Rvs 3460GK vs Jayco 38 Flgs: 5-year value retention (40% vs 40%), resale value, and cost of ownership head-to-head. Heartland Rvs 3460GK holds its value better.
On five-year value retention the Heartland Rvs 3460GK comes out ahead, holding about 40% of its value versus 40% for the Jayco 38 Flgs. Over the first five years the Heartland Rvs 3460GK loses roughly $67,722 while the Jayco 38 Flgs loses about $97,275 — a gap near $29,553.
First-year drop is the biggest factor: the Heartland Rvs 3460GK sheds about 16% in year one versus 33% for the Jayco 38 Flgs. If you buy used, the steeper early drop is what the original owner absorbs.
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