Howard Custom 28 Sport Deck vs Monterey M22: 5-year value retention (61% vs 62%), resale value, and cost of ownership head-to-head. Monterey M22 holds its value better.
On five-year value retention the Monterey M22 comes out ahead, holding about 62% of its value versus 61% for the Howard Custom 28 Sport Deck. Over the first five years the Monterey M22 loses roughly $30,980 while the Howard Custom 28 Sport Deck loses about $88,780 — a gap near $57,800.
First-year drop is the biggest factor: the Monterey M22 sheds about 32% in year one versus 8% for the Howard Custom 28 Sport Deck. If you buy used, the steeper early drop is what the original owner absorbs.
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