J C Spirit 282 vs Shoalwater Boats By Shoalwater 20 CAT — Depreciation Comparison

J C Spirit 282 vs Shoalwater Boats By Shoalwater 20 CAT: 5-year value retention (70% vs 70%), resale value, and cost of ownership head-to-head. J C Spirit 282 holds its value better.

On five-year value retention the J C Spirit 282 comes out ahead, holding about 70% of its value versus 70% for the Shoalwater Boats By Shoalwater 20 CAT. Over the first five years the J C Spirit 282 loses roughly $8,876 while the Shoalwater Boats By Shoalwater 20 CAT loses about $12,831 — a gap near $3,955.

First-year drop is the biggest factor: the J C Spirit 282 sheds about 6% in year one versus 10% for the Shoalwater Boats By Shoalwater 20 CAT. If you buy used, the steeper early drop is what the original owner absorbs.

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