Malibu M240 vs Monterey 278 SS — Depreciation Comparison

Malibu M240 vs Monterey 278 SS: 5-year value retention (59% vs 59%), resale value, and cost of ownership head-to-head. Monterey 278 SS holds its value better.

On five-year value retention the Monterey 278 SS comes out ahead, holding about 59% of its value versus 59% for the Malibu M240. Over the first five years the Monterey 278 SS loses roughly $64,757 while the Malibu M240 loses about $167,560 — a gap near $102,803.

First-year drop is the biggest factor: the Monterey 278 SS sheds about 32% in year one versus 19% for the Malibu M240. If you buy used, the steeper early drop is what the original owner absorbs.

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