Mastercraft X22 vs Mastercraft XT20: 5-year value retention (67% vs 67%), resale value, and cost of ownership head-to-head. Mastercraft XT20 holds its value better.
On five-year value retention the Mastercraft XT20 comes out ahead, holding about 67% of its value versus 67% for the Mastercraft X22. Over the first five years the Mastercraft XT20 loses roughly $64,482 while the Mastercraft X22 loses about $96,607 — a gap near $32,125.
First-year drop is the biggest factor: the Mastercraft XT20 sheds about 26% in year one versus 26% for the Mastercraft X22. If you buy used, the steeper early drop is what the original owner absorbs.
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