Monterey 238 SS Surf Package vs Triumph Bonneville Speedmaster: 5-year value retention (66% vs 66%), resale value, and cost of ownership head-to-head. Monterey 238 SS Surf Package holds its value better.
On five-year value retention the Monterey 238 SS Surf Package comes out ahead, holding about 66% of its value versus 66% for the Triumph Bonneville Speedmaster. Over the first five years the Monterey 238 SS Surf Package loses roughly $33,621 while the Triumph Bonneville Speedmaster loses about $4,829 — a gap near $-28792.
First-year drop is the biggest factor: the Monterey 238 SS Surf Package sheds about 7% in year one versus 10% for the Triumph Bonneville Speedmaster. If you buy used, the steeper early drop is what the original owner absorbs.
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