Four Winns H350 vs Monterey 238 SS — Depreciation Comparison

Four Winns H350 vs Monterey 238 SS: 5-year value retention (62% vs 62%), resale value, and cost of ownership head-to-head. Four Winns H350 holds its value better.

On five-year value retention the Four Winns H350 comes out ahead, holding about 62% of its value versus 62% for the Monterey 238 SS. Over the first five years the Four Winns H350 loses roughly $107,876 while the Monterey 238 SS loses about $36,835 — a gap near $-71041.

First-year drop is the biggest factor: the Four Winns H350 sheds about 8% in year one versus 31% for the Monterey 238 SS. If you buy used, the steeper early drop is what the original owner absorbs.

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