Cobalt 23SC vs Yamaha VX Cruiser: 5-year value retention (73% vs 73%), resale value, and cost of ownership head-to-head. Yamaha VX Cruiser holds its value better.
On five-year value retention the Yamaha VX Cruiser comes out ahead, holding about 73% of its value versus 73% for the Cobalt 23SC. Over the first five years the Yamaha VX Cruiser loses roughly $3,724 while the Cobalt 23SC loses about $30,668 — a gap near $26,944.
First-year drop is the biggest factor: the Yamaha VX Cruiser sheds about 15% in year one versus 7% for the Cobalt 23SC. If you buy used, the steeper early drop is what the original owner absorbs.
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