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Cobalt 23SC keeps an estimated 73% of its value after 5 years — #1157 of 5780 boats VINdown tracks. See the full curve and the best year to buy.
Per VINdown's modeling, the Cobalt 23SC retains an estimated 73% of its value after five years, ranking #1157 of 5780 boats we track. That is 11 points above the 62% five-year average for Cruiser in its class, so it holds value better than most rivals.
Most of the loss lands early: the Cobalt 23SC sheds about 7% of its value in year one alone. From roughly $114,430 it falls to around $83,762 by year five — a five-year loss near $30,668, about $16.80 a day in depreciation.
Because the steepest drop hits around year 4, a lightly-used Cobalt 23SC bought at 4 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 73% of its value after five years — better than most among the 5780 boats VINdown tracks (ranked #1157).
From about $114,430 when new it drops to roughly $83,762 after five years — a loss near $30,668 (73% of its value retained).
Around 4 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.