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Cobalt R5 keeps an estimated 58% of its value after 5 years — #5168 of 5780 boats VINdown tracks. See the full curve and the best year to buy.
Per VINdown's modeling, the Cobalt R5 retains an estimated 58% of its value after five years, ranking #5168 of 5780 boats we track. That trails the 62% five-year average for Cruiser in its class by 4 points, so it depreciates faster than most rivals.
Most of the loss lands early: the Cobalt R5 sheds about 8% of its value in year one alone. From roughly $115,980 it falls to around $66,920 by year five — a five-year loss near $49,060, about $26.88 a day in depreciation.
Because the steepest drop hits around year 4, a lightly-used Cobalt R5 bought at 4 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated 58% of its value after five years — worse than most among the 5780 boats VINdown tracks (ranked #5168).
From about $115,980 when new it drops to roughly $66,920 after five years — a loss near $49,060 (58% of its value retained).
Around 4 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.