Four Winns HD3 Surf vs Four Winns HD5 Surf: 5-year value retention (55% vs 55%), resale value, and cost of ownership head-to-head. Four Winns HD5 Surf holds its value better.
On five-year value retention the Four Winns HD5 Surf comes out ahead, holding about 55% of its value versus 55% for the Four Winns HD3 Surf. Over the first five years the Four Winns HD5 Surf loses roughly $66,196 while the Four Winns HD3 Surf loses about $60,716 — a gap near $-5480.
First-year drop is the biggest factor: the Four Winns HD5 Surf sheds about 33% in year one versus 33% for the Four Winns HD3 Surf. If you buy used, the steeper early drop is what the original owner absorbs.
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