Monterey 215 SS vs Velocity 260 Bay: 5-year value retention (63% vs 63%), resale value, and cost of ownership head-to-head. Velocity 260 Bay holds its value better.
On five-year value retention the Velocity 260 Bay comes out ahead, holding about 63% of its value versus 63% for the Monterey 215 SS. Over the first five years the Velocity 260 Bay loses roughly $77,740 while the Monterey 215 SS loses about $33,343 — a gap near $-44397.
First-year drop is the biggest factor: the Velocity 260 Bay sheds about 16% in year one versus 26% for the Monterey 215 SS. If you buy used, the steeper early drop is what the original owner absorbs.
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