Monterey 224 FS BR vs Velocity 260 Bay: 5-year value retention (63% vs 63%), resale value, and cost of ownership head-to-head. Monterey 224 FS BR holds its value better.
On five-year value retention the Monterey 224 FS BR comes out ahead, holding about 63% of its value versus 63% for the Velocity 260 Bay. Over the first five years the Monterey 224 FS BR loses roughly $30,319 while the Velocity 260 Bay loses about $77,740 — a gap near $47,421.
First-year drop is the biggest factor: the Monterey 224 FS BR sheds about 30% in year one versus 16% for the Velocity 260 Bay. If you buy used, the steeper early drop is what the original owner absorbs.
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