Monterey 378 SE vs Thunderbird Formula 400 SPR Sprt Crossover: 5-year value retention (63% vs 63%), resale value, and cost of ownership head-to-head. Monterey 378 SE holds its value better.
On five-year value retention the Monterey 378 SE comes out ahead, holding about 63% of its value versus 63% for the Thunderbird Formula 400 SPR Sprt Crossover. Over the first five years the Monterey 378 SE loses roughly $143,438 while the Thunderbird Formula 400 SPR Sprt Crossover loses about $547,803 — a gap near $404,365.
First-year drop is the biggest factor: the Monterey 378 SE sheds about 7% in year one versus 28% for the Thunderbird Formula 400 SPR Sprt Crossover. If you buy used, the steeper early drop is what the original owner absorbs.
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