Monterey M65 vs Sterling 200 XS FO: 5-year value retention (60% vs 60%), resale value, and cost of ownership head-to-head. Monterey M65 holds its value better.
On five-year value retention the Monterey M65 comes out ahead, holding about 60% of its value versus 60% for the Sterling 200 XS FO. Over the first five years the Monterey M65 loses roughly $55,987 while the Sterling 200 XS FO loses about $60,098 — a gap near $4,111.
First-year drop is the biggest factor: the Monterey M65 sheds about 30% in year one versus 27% for the Sterling 200 XS FO. If you buy used, the steeper early drop is what the original owner absorbs.
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