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Alfa Romeo Giulia vs BMW XM: 5-year value retention (45% vs 45%), resale value, and cost of ownership head-to-head. Alfa Romeo Giulia holds its value better.
On five-year value retention the Alfa Romeo Giulia comes out ahead, holding about 45% of its value versus 45% for the BMW XM. Over the first five years the Alfa Romeo Giulia loses roughly $24,703 while the BMW XM loses about $88,100 — a gap near $63,397.
First-year drop is the biggest factor: the Alfa Romeo Giulia sheds about 0% in year one versus 6% for the BMW XM. If you buy used, the steeper early drop is what the original owner absorbs.