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Alfa Romeo Stelvio vs BMW X3-M: 5-year value retention (40% vs 64%), resale value, and cost of ownership head-to-head. BMW X3-M holds its value better.
On five-year value retention the BMW X3-M comes out ahead, holding about 64% of its value versus 40% for the Alfa Romeo Stelvio. Over the first five years the BMW X3-M loses roughly $26,878 while the Alfa Romeo Stelvio loses about $30,197 — a gap near $3,319.
First-year drop is the biggest factor: the BMW X3-M sheds about 4% in year one versus 0% for the Alfa Romeo Stelvio. If you buy used, the steeper early drop is what the original owner absorbs.