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FIAT 124 Spider vs MINI Cooper: 5-year value retention (68% vs 68%), resale value, and cost of ownership head-to-head. FIAT 124 Spider holds its value better.
On five-year value retention the FIAT 124 Spider comes out ahead, holding about 68% of its value versus 68% for the MINI Cooper. Over the first five years the FIAT 124 Spider loses roughly $8,049 while the MINI Cooper loses about $11,003 — a gap near $2,954.
First-year drop is the biggest factor: the FIAT 124 Spider sheds about 6% in year one versus 5% for the MINI Cooper. If you buy used, the steeper early drop is what the original owner absorbs.