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GMC Terrain vs Kia Soul: 5-year value retention (65% vs 75%), resale value, and cost of ownership head-to-head. Kia Soul holds its value better.
On five-year value retention the Kia Soul comes out ahead, holding about 75% of its value versus 65% for the GMC Terrain. Over the first five years the Kia Soul loses roughly $5,143 while the GMC Terrain loses about $10,631 — a gap near $5,488.
First-year drop is the biggest factor: the Kia Soul sheds about 0% in year one versus 1% for the GMC Terrain. If you buy used, the steeper early drop is what the original owner absorbs.