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Honda Civic vs Toyota Camry: 5-year value retention (79% vs 81%), resale value, and cost of ownership head-to-head. Toyota Camry holds its value better.
On five-year value retention the Toyota Camry comes out ahead, holding about 81% of its value versus 79% for the Honda Civic. Over the first five years the Toyota Camry loses roughly $5,480 while the Honda Civic loses about $5,221 — a gap near $-259.
First-year drop is the biggest factor: the Toyota Camry sheds about 5% in year one versus 6% for the Honda Civic. If you buy used, the steeper early drop is what the original owner absorbs.