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Jaguar XF vs Lexus CT: 5-year value retention (52% vs 35%), resale value, and cost of ownership head-to-head. Jaguar XF holds its value better.
On five-year value retention the Jaguar XF comes out ahead, holding about 52% of its value versus 35% for the Lexus CT. Over the first five years the Jaguar XF loses roughly $23,855 while the Lexus CT loses about $10,993 — a gap near $-12862.
First-year drop is the biggest factor: the Jaguar XF sheds about 9% in year one versus 0% for the Lexus CT. If you buy used, the steeper early drop is what the original owner absorbs.