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Kia Niro vs Subaru Legacy: 5-year value retention (63% vs 77%), resale value, and cost of ownership head-to-head. Subaru Legacy holds its value better.
On five-year value retention the Subaru Legacy comes out ahead, holding about 77% of its value versus 63% for the Kia Niro. Over the first five years the Subaru Legacy loses roughly $6,140 while the Kia Niro loses about $10,025 — a gap near $3,885.
First-year drop is the biggest factor: the Subaru Legacy sheds about 9% in year one versus 9% for the Kia Niro. If you buy used, the steeper early drop is what the original owner absorbs.