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Kia RIO vs MINI Hardtop-4-Door: 5-year value retention (66% vs 66%), resale value, and cost of ownership head-to-head. MINI Hardtop-4-Door holds its value better.
On five-year value retention the MINI Hardtop-4-Door comes out ahead, holding about 66% of its value versus 66% for the Kia RIO. Over the first five years the MINI Hardtop-4-Door loses roughly $9,005 while the Kia RIO loses about $5,695 — a gap near $-3310.
First-year drop is the biggest factor: the MINI Hardtop-4-Door sheds about 5% in year one versus 6% for the Kia RIO. If you buy used, the steeper early drop is what the original owner absorbs.