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Lincoln MKZ vs Volvo S90: 5-year value retention (52% vs 53%), resale value, and cost of ownership head-to-head. Volvo S90 holds its value better.
On five-year value retention the Volvo S90 comes out ahead, holding about 53% of its value versus 52% for the Lincoln MKZ. Over the first five years the Volvo S90 loses roughly $27,576 while the Lincoln MKZ loses about $17,493 — a gap near $-10083.
First-year drop is the biggest factor: the Volvo S90 sheds about 6% in year one versus 10% for the Lincoln MKZ. If you buy used, the steeper early drop is what the original owner absorbs.