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Toyota Tacoma-2WD vs Toyota Tacoma-4WD: 5-year value retention (87% vs 89%), resale value, and cost of ownership head-to-head. Toyota Tacoma-4WD holds its value better.
On five-year value retention the Toyota Tacoma-4WD comes out ahead, holding about 89% of its value versus 87% for the Toyota Tacoma-2WD. Over the first five years the Toyota Tacoma-4WD loses roughly $3,887 while the Toyota Tacoma-2WD loses about $4,127 — a gap near $240.
First-year drop is the biggest factor: the Toyota Tacoma-4WD sheds about 4% in year one versus 2% for the Toyota Tacoma-2WD. If you buy used, the steeper early drop is what the original owner absorbs.