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Kia Optima Plug-In-Hybrid keeps an estimated 58% of its original MSRP after 5 years — #373 of 684 cars VINdown tracks. See its full depreciation curve, cost per day, and best model year to buy.
Per VINdown's modeling, the Kia Optima Plug-In-Hybrid retains an estimated 58% of its original MSRP after five years, ranking #373 of 684 cars we track. That trails the 63% five-year average for Sedan in its class by 6 points, so it depreciates faster than most rivals.
Most of the loss lands early: the Kia Optima Plug-In-Hybrid sheds about 8% of its original MSRP in year one alone. From roughly $36,090 it falls to around $20,860 by year five — a five-year loss near $15,230, about $8.35 a day in depreciation.
Because the steepest drop hits around year 2, a lightly-used Kia Optima Plug-In-Hybrid bought at 2 years old lets the first owner absorb the worst of the depreciation while the curve flattens — usually the value sweet spot. Explore the full year-by-year curve, trims, and true cost of ownership in the Model Lab above.
It keeps an estimated about 58% of its original MSRP after five years — worse than most among the 684 cars VINdown tracks (ranked #373).
From about $36,090 it drops to roughly $20,860 after five years — a loss near $15,230 (58% retained).
Around 2 years old: that is just past the steepest depreciation, so you skip the biggest drop while the value curve is flattening.