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BMW 4-Series vs Volvo S60 Cross Country: 5-year value retention (62% vs 61%), resale value, and cost of ownership head-to-head. BMW 4-Series holds its value better.
On five-year value retention the BMW 4-Series comes out ahead, holding about 62% of its value versus 61% for the Volvo S60 Cross Country. Over the first five years the BMW 4-Series loses roughly $19,712 while the Volvo S60 Cross Country loses about $17,120 — a gap near $-2592.
First-year drop is the biggest factor: the BMW 4-Series sheds about 0% in year one versus 8% for the Volvo S60 Cross Country. If you buy used, the steeper early drop is what the original owner absorbs.